Access to healthcare services should not be a privilege; everyone has the right to have them. Still, several Indians believe that cost is a barrier to availing quality healthcare solutions. Many families in the country struggle to afford advanced treatments.
That’s why the Indian government has taken initiatives such as the Pradhan Mantri Jan Arogya Yojana to make medical services affordable for everyone. Besides, citizens in Gujarat can apply for Mukhyamantri Amrutum Yojana cards to avail of additional benefits. With PMJAY and MAA Cards, top-notch medical care is accessible without heavy medical bills.
Why Should You Have a PMJAY Card?
Pradhan Mantri Jan Arogya Yojana, also known as Ayushman Bharat Yojana, is a health insurance scheme introduced by the Indian government. With this health insurance plan, your family will receive ₹5 Lakhs for secondary care hospitalization. In PMJAY, the Ayushman card is essential for major health benefits. If you own an Ayushman Bharat Health Account, you can apply for the card.
Now, let’s discuss how the Ayushman card benefits you by reducing the cost of healthcare services.
Use the Card in Most Hospitals
The Ayushman card can be used in most multispeciality hospitals. In other words, the extensive network of healthcare providers and hospitals is an advantage for cardholders. Once you own the card, you will receive comprehensive medical assistance everywhere.
Make Cashless Transactions
There is no need to make an instant payment if you use the Ayushman card for healthcare services. The card is a mode of authentication and identification, allowing beneficiaries to receive medical care without upfront payment. Thus, the cashless system has simplified the way to access healthcare solutions. So, take advantage of the Ayushman Bharat scheme and care for your health.
A Wide Coverage
Another benefit of having an Ayushman card is its inclusive coverage for various diseases. So, for different health conditions, you will have an affordable treatment. Remove financial concerns when you face health challenges.
How Does an MAA Card Benefit You?
Mukhyamantri Amrutum Vatsalya Yojana or Mukhyamantri Amrutum Yojana is another healthcare insurance programme launched by the Gujarat Government in 2012. Those who own the MAA card will face no financial constraints while accessing healthcare services.
The Government has improved this scheme by adding different features. Today, MAA card users can manage different health issues without cost-related concerns. The maximum value of health insurance coverage per annum per family is ₹5 lakhs.
Initially, the card was intended only for families that are Below Poverty Line. However, currently, if your annual income is below Rs. 4 lakhs, you can avail of this card. Use the MAA card for treatment of various diseases, such as-
- Kidney problems
- Cardiac disorders
- Cancer
- Orthopaedic conditions
- Severe burns
- Paediatric conditions
There are several other functionalities of the MAA card-
Cashless Medical Treatment
If you are under Mukhyamantri Amrutum Vatsalya Yojana, it will be easy to get cashless treatment. It means families with low income will not experience economic issues for medical solutions.
Useable in Several Hospitals
Several hospitals in Gujarat accept the MAA card and provide medical care at a low cost. You need to make no upfront payment when using this card.
The insurance coverage includes:
- Surgical and medical procedures
- Pre-hospitalization and post-hospitalization costs
- Medical and diagnostic tests
- Prescribed medications required for treatment
Use PMJAY or MAA Card for Cost-effective Medical Services
PMJAY and MAA Card have truly transformed healthcare accessibility for millions, ensuring that financial limitations never stand in the way of essential treatment. These government-backed schemes not only reduce the burden of medical expenses but also empower families to seek timely and advanced care without hesitation. And if you are looking for a trusted government card hospital in Gujarat, Parul Sevashram Hospital in Vadodara is committed to making your healthcare journey smoother and more affordable.
